Whether you’re a scale‑up chasing Series B, a professional angling for early retirement, or a family office wrestling with multi‑jurisdictional assets, plango.space delivers end‑to‑end financial solutions under one discreet roof.
1. Personal Wealth Advisory
From: £100
We convert life goals into measurable milestones. After mapping your cash‑flow, liabilities, and risk appetite, we draft an evidence‑based plan spanning investments, pensions, emergency buffers, and philanthropic intent. Quarterly reviews ensure your portfolio stays aligned with market conditions—and your evolving aspirations.
2. Entrepreneur & SME Finance
From: £300
Cash‑flow volatility, supplier terms, and payroll cycles can crush promising businesses. Our SME desk optimises working‑capital lines, negotiates bank facilities, and implements rolling 13‑week forecasts that flag liquidity gaps months in advance. You get breathing space to innovate, hire, and outpace competitors.
3. Tax & Estate Structuring
From: £450
Legislation changes; your legacy shouldn’t. We design compliant frameworks that minimise corporation tax, capital gains, and inheritance exposure. Tools range from Enterprise Investment Schemes (EIS) to Family Investment Companies (FICs) and cross‑border trusts—each coupled with annual stress‑testing against HMRC guidance.
4. Corporate Finance & M&A Advisory
From: £400
Buying, selling, or raising growth capital? Our analysts build integrated valuation models, run sensitivity analyses, and quarterback negotiations. We also liaise with legal counsel and tax specialists to deliver true “one‑mandate” execution—sidestepping the silo effect that torpedoes 30 % of mid‑market deals.
5. ESG & Impact Investing
From: £200
Profit and purpose can co‑exist. We screen equities, bonds, and alternatives through a 150‑factor ESG lens calibrated to the new FCA Sustainability Disclosure Requirements (SDR). Impact metrics—carbon intensity, board diversity, UN SDG alignment—are reported monthly so you can quantify virtue alongside returns.
6. Retirement & Pension Optimisation
From: £700
From SIPP consolidation to defined‑benefit transfers, our pension architects uncover hidden fees, optimise glide paths, and model income sustainability under more than 10,000 Monte Carlo scenarios. The outcome: clarity on when work becomes optional—and a drawdown strategy that makes it stick.
7. Risk Management & Insurance Advisory
From: £200
We interrogate existing cover, expose gaps, and broker bespoke policies—key‑person insurance for founders, cyber protection for digital natives, and critical‑illness cover for high‑earners. Actuarial audits ensure premiums stay competitive while claim ratios remain robust.
8. Fintech Integration & Data Analytics
From: £500
Your banking and brokerage APIs pump live data into our cloud dashboard, powered by bank‑grade encryption. Machine‑learning models then detect spending anomalies, tax inefficiencies, and rebalancing triggers in real‑time. Insight is delivered via push notifications or a dedicated Slack channel—your choice.
How We Deliver
Discovery → Design → Deployment → Diagnostics
Every engagement follows this four‑stage loop. We start with forensic discovery, blueprint a bespoke solution, deploy in phased tranches, then run continuous diagnostics to course‑correct long before drift becomes damage.
Fee Transparency
Choose between flat project fees, retainer models, or performance‑linked percentages. Whichever structure you select, costs are locked in writing and benchmarked annually against industry averages—no surprises, ever.